Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage) by Community Area — Chicago

Map and ranking of Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage) across Chicago's 77 neighborhoods. Highest: Woodlawn (56.9%). Lowest: Oakland (19.2%). Chicago avg: 33.3%.
All 8 Housing Costs & Affordability tables

Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage) · all 77 Chicago neighborhoods · 2020–24

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Earlier releases not shown — comparable American Community Survey historical data are unavailable.

Citywide overview
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Chicago citywide · Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage) 33.3%
Highest community area Woodlawn: 56.9%
Lowest community area Oakland: 19.2%
RogersParkWestRidgeUptownLincolnSquareNorthCenterLakeViewLincolnParkNear NorthSideEdisonParkNorwoodParkJeffersonParkForestGlenNorthParkAlbanyParkPortageParkIrvingParkDunningMontclareBelmontCraginHermosaAvondaleLoganSquareHumboldtParkWestTownAustinWest GarfieldParkEast GarfieldParkNear WestSideNorthLawndaleSouthLawndaleLower WestSideLoopNear SouthSideArmourSquareDouglasOaklandFullerParkGrandBoulevardKenwoodWashingtonParkHydeParkWoodlawnSouthShoreChathamAvalonParkSouthChicagoBurnsideCalumetHeightsRoselandPullmanSouthDeeringEastSideWestPullmanRiverdaleHegewischGarfieldRidgeArcherHeightsBrightonParkMcKinleyParkBridgeportNew City(Back of the Yards)WestElsdonGageParkClearingWestLawnChicagoLawnWestEnglewoodEnglewoodGreater GrandCrossingAshburnAuburnGreshamBeverlyWashingtonHeightsMountGreenwoodMorganParkO'HareEdgewater

Note: Housing costs include gross rent for renters and selected monthly owner costs for owners, including costs beyond mortgage payments. Each percentage uses only units in the selected tenure and mortgage group with a computed ratio. Spending 50% or more is part of the 30% or more group.

Universe: Owner-occupied housing units with a mortgage and a computed housing-cost-to-income ratio · Geography: Census Block Group · Source: U.S. Census Bureau, American Community Survey 2020–2024 5-Year Estimates

Community Area distribution Hover or click any dot to inspect
Min 19% 25th pct 29% Median 35% 75th pct 41% Max 57%

Community Area ranking: Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage)

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#1 Woodlawn 56.9%+23.5 pts
#2 Armour Square 53.9%+20.6 pts
#3 West Englewood 51.8%+18.4 pts
#4 Riverdale 50%+16.7 pts
#5 North Park 48.5%+15.2 pts
#6 Chicago Lawn 47.1%+13.7 pts
#7 West Garfield Park 46.9%+13.6 pts
#8 Greater Grand Crossing 44.6%+11.3 pts
#9 Austin 42.9%+9.6 pts
#10 Washington Heights 42.9%+9.6 pts
#11 Grand Boulevard 42.9%+9.6 pts
#12 Humboldt Park 42.6%+9.3 pts
#13 Loop 41.8%+8.5 pts
#14 Washington Park 41.6%+8.3 pts
#15 Douglas 41.6%+8.2 pts
#16 East Garfield Park 41.5%+8.1 pts
#17 Ashburn 41.4%+8.1 pts
#18 Morgan Park 41%+7.6 pts
#19 Avalon Park 40.6%+7.3 pts
#20 Near North Side 40.5%+7.2 pts
#21 South Shore 40.3%+7 pts
#22 West Ridge 39.7%+6.4 pts
#23 Auburn Gresham 39.6%+6.3 pts
#24 North Lawndale 39.3%+6 pts
#25 Dunning 39.3%+6 pts
#26 New City (Back of the Yards) 39.2%+5.9 pts
#27 Belmont Cragin 39.1%+5.8 pts
#28 Chatham 39%+5.7 pts
#29 Hermosa 38.9%+5.6 pts
#30 Fuller Park 38.7%+5.4 pts
#31 Brighton Park 38.4%+5.1 pts
#32 Gage Park 38.4%+5.1 pts
#33 Englewood 38.1%+4.7 pts
#34 Kenwood 36.8%+3.5 pts
#35 Archer Heights 35.9%+2.6 pts
#36 Bridgeport 35.8%+2.5 pts
#37 Calumet Heights 34.6%+1.3 pts
#38 Jefferson Park 34.6%+1.3 pts
#39 Avondale 34.6%+1.3 pts
#40 West Lawn 34.4%+1 pts
#41 Irving Park 34.1%+0.8 pts
#42 South Lawndale 33.9%+0.6 pts
#43 Forest Glen 33.9%+0.5 pts
#44 Roseland 33.7%+0.4 pts
#45 Lower West Side 32.8%-0.5 pts
#46 O'Hare 32.3%-1 pts
#47 Near South Side 31.2%-2.2 pts
#48 South Chicago 30.9%-2.4 pts
#49 South Deering 30.9%-2.4 pts
#50 Portage Park 30.7%-2.6 pts
#51 Hegewisch 30.7%-2.7 pts
#52 West Pullman 30.2%-3.1 pts
#53 Near West Side 29.9%-3.4 pts
#54 Edgewater 29.8%-3.5 pts
#55 Logan Square 29.7%-3.6 pts
#56 Albany Park 29.7%-3.7 pts
#57 Montclare 29.4%-3.9 pts
#58 Pullman 29.3%-4.1 pts
#59 McKinley Park 28.4%-4.9 pts
#60 Garfield Ridge 27.6%-5.7 pts
#61 Lake View 27.5%-5.8 pts
#62 Rogers Park 27%-6.3 pts
#63 Clearing 27%-6.4 pts
#64 East Side 26.2%-7.2 pts
#65 Beverly 26%-7.3 pts
#66 Edison Park 25.4%-8 pts
#67 Uptown 24.8%-8.5 pts
#68 North Center 24.8%-8.5 pts
#69 Burnside 24.1%-9.2 pts
#70 Lincoln Square 24.1%-9.3 pts
#71 Norwood Park 23.3%-10 pts
#72 West Elsdon 23%-10.3 pts
#73 Hyde Park 22.7%-10.6 pts
#74 Mount Greenwood 21.5%-11.8 pts
#75 Lincoln Park 21.5%-11.8 pts
#76 West Town 20.6%-12.7 pts
#77 Oakland 19.2%-14.1 pts
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