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Average Monthly Owner Costs (With Mortgage) by Community Area — Chicago

Map and ranking of Average Monthly Owner Costs (With Mortgage) across Chicago's 77 neighborhoods. Highest: Lincoln Park ($4,785). Lowest: Washington Park ($700). Chicago avg: $2,734. Data: 2020–2024.

All 8 Housing Costs & Affordability tables

Metric

Average Monthly Owner Costs (With Mortgage) · all 77 Chicago neighborhoods · 2020–24

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Year

2020–2024 5-year ACS estimate.

Citywide overview

All neighborhoods

Chicago citywide · Average Monthly Owner Costs (With Mortgage) $2,734

Highest community area Lincoln Park: $4,785

Lowest community area Washington Park: $700

Average Monthly Owner Costs (With Mortgage)

Avg $2.7k

$700$2.7k$4.8k

Highest community area Lincoln Park

$4,785

Chicago avg

$2,734

Lowest community area Washington Park

$700

Note: Selected monthly owner costs include real estate taxes; fire, hazard, and flood insurance; electricity, gas, water and sewer; other fuels; and, where applicable, homeowners association or condominium fees. For mobile homes, they also include site rent, personal-property taxes, registration, and license fees. Mortgage and other property-backed debt payments are excluded.

Universe: Owner-occupied housing units with a mortgage · Geography: Census Block Group · Source: U.S. Census Bureau, American Community Survey 2020–2024 5-Year Estimates

Community Area distribution Hover or click any dot to inspect

Min $700 25th pct $1.7k Median $2.1k 75th pct $2.7k Max $4.8k

Community Area ranking: Average Monthly Owner Costs (With Mortgage) (2020–24)

Excel

#1	Lincoln Park	$4,785	+$2,051
#2	North Center	$4,350	+$1,616
#3	Near North Side	$4,242	+$1,509
#4	West Town	$3,851	+$1,117
#5	Near South Side	$3,635	+$902
#6	Lake View	$3,556	+$822
#7	Logan Square	$3,525	+$791
#8	Loop	$3,316	+$582
#9	Near West Side	$3,307	+$574
#10	Forest Glen	$3,242	+$508
#11	Irving Park	$3,181	+$447
#12	Lincoln Square	$3,084	+$350
#13	Fuller Park	$3,072	+$339
#14	Hyde Park	$3,072	+$339
#15	Oakland	$3,051	+$318
#16	Avondale	$2,894	+$160
#17	Edison Park	$2,879	+$146
#18	Bridgeport	$2,738	+$5
#19	Beverly	$2,729	-$5
#20	Kenwood	$2,721	-$13
#21	Edgewater	$2,677	-$56
#22	North Park	$2,672	-$62
#23	Jefferson Park	$2,622	-$111
#24	Norwood Park	$2,616	-$118
#25	Albany Park	$2,558	-$175
#26	West Ridge	$2,498	-$236
#27	Lower West Side	$2,489	-$244
#28	Portage Park	$2,439	-$295
#29	Uptown	$2,359	-$375
#30	Dunning	$2,345	-$389
#31	Humboldt Park	$2,342	-$392
#32	Armour Square	$2,334	-$399
#33	Hermosa	$2,284	-$449
#34	Mount Greenwood	$2,241	-$493
#35	Rogers Park	$2,240	-$494
#36	Burnside	$2,224	-$510
#37	Montclare	$2,195	-$538
#38	Belmont Cragin	$2,169	-$565
#39	Garfield Ridge	$2,149	-$584
#40	Douglas	$2,129	-$605
#41	McKinley Park	$2,129	-$605
#42	Morgan Park	$2,040	-$693
#43	South Shore	$2,035	-$699
#44	Austin	$2,022	-$712
#45	Archer Heights	$2,001	-$733
#46	Clearing	$1,960	-$774
#47	Brighton Park	$1,935	-$799
#48	South Lawndale	$1,916	-$817
#49	Chicago Lawn	$1,893	-$841
#50	Ashburn	$1,889	-$844
#51	Auburn Gresham	$1,866	-$868
#52	East Garfield Park	$1,854	-$880
#53	West Elsdon	$1,825	-$908
#54	Avalon Park	$1,796	-$938
#55	Chatham	$1,790	-$944
#56	Gage Park	$1,762	-$971
#57	New City (Back of the Yards)	$1,751	-$982
#58	Washington Heights	$1,744	-$990
#59	O'Hare	$1,738	-$996
#60	West Lawn	$1,727	-$1,007
#61	South Chicago	$1,702	-$1,032
#62	North Lawndale	$1,660	-$1,074
#63	Woodlawn	$1,657	-$1,077
#64	Greater Grand Crossing	$1,641	-$1,092
#65	Pullman	$1,631	-$1,102
#66	Hegewisch	$1,612	-$1,121
#67	Roseland	$1,564	-$1,170
#68	West Pullman	$1,564	-$1,170
#69	Grand Boulevard	$1,563	-$1,171
#70	Calumet Heights	$1,561	-$1,173
#71	West Englewood	$1,560	-$1,174
#72	Englewood	$1,459	-$1,274
#73	East Side	$1,424	-$1,309
#74	West Garfield Park	$1,387	-$1,346
#75	South Deering	$1,363	-$1,371
#76	Riverdale	$1,272	-$1,461
#77	Washington Park	$700	-$2,034

All 397 neighborhood maps

Basic Demographics

• Hispanic Residents
• White Residents
• Black Residents
• Asian Residents
• Other Race/Ethnicity Residents
• Less Than High School
• High School or GED
• Some College
• Bachelor's Degree
• Graduate Degree
• Bachelor's Degree or Higher
• Population
• Total Households
• Population Density
• Veteran (% of civilian adults 18+)
• Veteran Status: Post-9/11 Gulf War Era (% of veterans)
• Veteran Status: Pre-9/11 Gulf War Era Only (% of veterans)
• Veteran Status: Vietnam Era (% of veterans)
• Veteran Status: Korean War (% of veterans)
• Veteran Status: Other / Peacetime Service (% of veterans)

Households & Families

• Average Household Size
• Never-Married Residents
• Married Residents
• Separated Residents
• Divorced Residents
• Widowed Residents
• Married-Couple Households
• Unmarried-Couple Households
• One-Person Households
• Other Household Types
• Children in Married-Couple Households
• Children in Unmarried-Couple Households
• Children in Single-Mother Households
• Children in Single-Father Households

Immigration

• U.S.-Born Residents
• Foreign-Born Residents (% of all residents)
• Foreign-Born Naturalized Citizens (% of all residents)
• Foreign-Born Noncitizens (% of all residents)

Country of Birth

• Mexico (% of all residents)
• China / Hong Kong (% of all residents)
• India (% of all residents)
• Poland (% of all residents)
• Philippines (% of all residents)
• Ecuador (% of all residents)
• Guatemala (% of all residents)
• Nigeria (% of all residents)
• Venezuela (% of all residents)
• Ukraine (% of all residents)
• Colombia (% of all residents)
• Korea (% of all residents)
• Vietnam (% of all residents)
• Canada (% of all residents)
• Pakistan (% of all residents)
• United Kingdom (% of all residents)
• Russia (% of all residents)
• Honduras (% of all residents)
• Peru (% of all residents)
• Romania (% of all residents)
• Bosnia (% of all residents)
• Ghana (% of all residents)
• France (% of all residents)
• Iraq (% of all residents)
• Ethiopia (% of all residents)
• Italy (% of all residents)
• Thailand (% of all residents)
• Bulgaria (% of all residents)
• Jamaica (% of all residents)
• Greece (% of all residents)
• Serbia (% of all residents)
• Haiti (% of all residents)
• Burma (% of all residents)
• Nicaragua (% of all residents)
• Jordan (% of all residents)
• Malaysia (% of all residents)
• Morocco (% of all residents)
• Cameroon (% of all residents)
• Saudi Arabia (% of all residents)
• Cambodia (% of all residents)
• Sri Lanka (% of all residents)
• Sudan (% of all residents)

Language

• Speak Only English at Home
• Speak a Language Other Than English at Home
• Speak Spanish at Home
• Speak French, Haitian, or Cajun at Home
• Speak German or Other West Germanic at Home
• Speak Russian, Polish, or Other Slavic at Home
• Speak Other Indo-European Language at Home
• Speak Korean at Home
• Speak Chinese at Home (incl. Mandarin, Cantonese)
• Speak Vietnamese at Home
• Speak Tagalog at Home (incl. Filipino)
• Speak Other Asian or Pacific Island Language at Home
• Speak Arabic at Home
• Speak Other Languages at Home
• Native English Speaker or Speaks English Very Well
• Combined Speaks English Less Than Very Well (% of residents age 5+)
• Speaks English Well (% of residents age 5+)
• Speaks English Not Well (% of residents age 5+)
• Does Not Speak English (% of residents age 5+)

Household Income

• Average Household Income
• Per Capita Income
• 10th Percentile Household Income
• 25th Percentile Household Income
• Median Household Income
• 75th Percentile Household Income
• 90th Percentile Household Income

Poverty

• Below the Poverty Line
• Below 200% of the Poverty Line
• Below 50% of the Poverty Line

Material Hardship

• Food Insecurity
• Housing Insecurity
• Transportation Barriers
• Threatened Utility Shutoff

Employment

• 25-54 Year Old Employment Status: In the Labor Force
• 25-54 Year Old Employment Status: Employed
• 25-54 Year Old Employment Status: Unemployed
• 25-54 Year Old Employment Status: Unemployment Rate (% of the civilian labor force)
• 25-54 Year Old Employment Status: Not in the Labor Force

Occupation

• Occupation: Management, Business, Science & Arts
• Occupation: Management Occupations
• Occupation: Business & Financial Operations
• Occupation: Computer & Mathematical
• Occupation: Architecture & Engineering
• Occupation: Life, Physical & Social Science
• Occupation: Community & Social Service
• Occupation: Legal Occupations
• Occupation: Education, Training & Library
• Occupation: Arts, Design, Entertainment, Sports & Media
• Occupation: Health Diagnosing & Treating Practitioners
• Occupation: Health Technologists & Technicians
• Occupation: Service
• Occupation: Healthcare Support
• Occupation: Protective Service
• Occupation: Food Preparation & Serving
• Occupation: Building & Grounds Cleaning & Maintenance
• Occupation: Personal Care & Service
• Occupation: Sales & Office
• Occupation: Sales & Related
• Occupation: Office & Administrative Support
• Occupation: Natural Resources, Construction & Maintenance
• Occupation: Farming, Fishing & Forestry
• Occupation: Construction & Extraction
• Occupation: Installation, Maintenance & Repair
• Occupation: Production, Transportation & Material Moving
• Occupation: Production Occupations
• Occupation: Transportation Occupations
• Occupation: Material Moving Occupations

Industry

• Industry: Agriculture, Forestry, Fishing & Mining
• Industry: Agriculture, Forestry, Fishing & Hunting
• Industry: Mining, Quarrying & Oil and Gas Extraction
• Industry: Construction
• Industry: Manufacturing
• Industry: Wholesale Trade
• Industry: Retail Trade
• Industry: Transportation, Warehousing & Utilities
• Industry: Transportation & Warehousing
• Industry: Utilities
• Industry: Information
• Industry: Finance, Insurance & Real Estate
• Industry: Finance & Insurance
• Industry: Real Estate & Rental and Leasing
• Industry: Professional, Scientific & Management Services
• Industry: Professional, Scientific & Technical Services
• Industry: Management of Companies & Enterprises
• Industry: Administrative, Support & Waste Management Services
• Industry: Education, Health Care & Social Assistance
• Industry: Educational Services
• Industry: Health Care & Social Assistance
• Industry: Arts, Entertainment, Recreation & Food Services
• Industry: Arts, Entertainment & Recreation
• Industry: Accommodation & Food Services
• Industry: Other Services
• Industry: Public Administration

Work & Earnings

• Average Earnings of Full-Time, Year-Round Workers
• Private Company Employee
• Self-Employed Workers
• Nonprofit Employees
• Government Employees
• Unpaid Family Worker
• Full-Time, Year-Round
• Part-Time or Part-Year
• Average FT Earnings
• 10th Percentile FT Earnings
• 25th Percentile FT Earnings
• Median FT Earnings
• 75th Percentile FT Earnings
• 90th Percentile FT Earnings
• Average PT Earnings
• 10th Percentile PT Earnings
• 25th Percentile PT Earnings
• Median PT Earnings
• 75th Percentile PT Earnings
• 90th Percentile PT Earnings
• Average Earnings
• 10th Percentile Earnings
• 25th Percentile Earnings
• Median Earnings
• 75th Percentile Earnings
• 90th Percentile Earnings

Economic Mobility

• Adult Outcomes: Household income at age 35
• Adult Outcomes: Household income rank (percentile)
• Adult Outcomes: Share reaching the top 20% of household income
• Adult Outcomes: Individual income at age 35
• Adult Outcomes: Fraction married
• Adult Outcomes: Employment rate
• Adult Outcomes: Incarceration rate
• Lower-Income Families: Household income at age 35
• Lower-Income Families: Household income rank (percentile)
• Lower-Income Families: Share reaching the top 20% of household income
• Lower-Income Families: Individual income at age 35
• Geographic Mobility: Stayed in the greater Chicago area
• Geographic Mobility: Stayed in the same small immediate neighborhood area

Local Jobs and Businesses

• Firm Size: Fewer Than 50 Employees
• All Jobs Located in Neighborhood
• Jobs Held by Residents of the Same Neighborhood
• Jobs Held by Residents of Another Neighborhood
• Employed Residents Working in Their Own Neighborhood
• Employed Residents Working Outside Their Neighborhood

Industry of Local Jobs

• Agriculture, Forestry, Fishing & Mining
• Mining, Quarrying & Oil and Gas Extraction
• Construction
• Manufacturing
• Wholesale Trade
• Retail Trade
• Transportation, Warehousing & Utilities
• Utilities
• Transportation & Warehousing
• Information
• Finance, Insurance & Real Estate
• Finance & Insurance
• Real Estate & Rental and Leasing
• Professional, Scientific & Management Services
• Professional, Scientific & Technical Services
• Management of Companies & Enterprises
• Administrative, Support & Waste Management Services
• Education, Health Care & Social Assistance
• Educational Services
• Health Care & Social Assistance
• Arts, Entertainment, Recreation & Food Services
• Arts, Entertainment & Recreation
• Accommodation & Food Services
• Other Services
• Public Administration

Students

• Enrolled in K-12 (% of all residents)
• Public School (% of K–12 enrollees)
• Private School (% of K–12 enrollees)
• Enrolled in College (% of all residents)
• Public College or University (% of college enrollees)
• Private College or University (% of college enrollees)

Owners & Renters

• Owner-Occupied Housing (Households)
• Renter-Occupied Housing (Households)
• Owner-Occupied Housing (Residents)
• Renter-Occupied Housing (Residents)

Overall Housing Costs

• Cost Burdened: Spending 30% or More on Housing
• Severely Cost Burdened: Spending 50% or More on Housing
• Cost Burdened: Spending 30% or More on Housing (Renters)
• Severely Cost Burdened: Spending 50% or More on Housing (Renters)
• Cost Burdened: Spending 30% or More on Housing (Owners)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners)
• Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage)
• Cost Burdened: Spending 30% or More on Housing (Owners without a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners without a mortgage)
• 10th Percentile Monthly Housing Costs
• 25th Percentile Monthly Housing Costs
• Median Monthly Housing Costs
• 75th Percentile Monthly Housing Costs
• 90th Percentile Monthly Housing Costs

Renter Housing Costs

• Average Rent + Utilities
• 10th Percentile Rent + Utilities
• 25th Percentile Rent + Utilities
• Median Rent + Utilities
• 75th Percentile Rent + Utilities
• 90th Percentile Rent + Utilities
• Average Rent
• 10th Percentile Rent
• 25th Percentile Rent
• Median Rent
• 75th Percentile Rent
• 90th Percentile Rent

Homeowner Housing Costs

• Average Monthly Owner Costs (With Mortgage)
• 10th Percentile Monthly Owner Costs (With Mortgage)
• 25th Percentile Monthly Owner Costs (With Mortgage)
• Median Monthly Owner Costs (With Mortgage)
• 75th Percentile Monthly Owner Costs (With Mortgage)
• 90th Percentile Monthly Owner Costs (With Mortgage)
• Monthly Homeowner Costs Without a Mortgage: Average Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 10th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 25th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: Median Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 75th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 90th Percentile Monthly Owner Costs
• Home Values: Average Home Value
• 10th Percentile Home Value
• 25th Percentile Home Value
• Median Home Value
• 75th Percentile Home Value
• 90th Percentile Home Value

Federal Housing Assistance

• All HUD-Subsidized Units (% of housing units)
• Housing Choice Vouchers (% of housing units)
• Public Housing (% of housing units)
• Project-Based Section 8 (% of housing units)
• Other Project-Based Programs (% of housing units)
• Average Household Income
• Average Tenant-Paid Rent
• Average Monthly Government Spending
• Below 30% of Area Median Income
• HUD Recipient Households With Children
• HUD Recipient Households Where the Head or Spouse Has a Disability

Housing Stock

• Overall Vacancy Rate
• Rental Vacancy Rate (% of rental units)
• Owner Vacancy Rate (% of owner units)
• Occupied Housing Units
• Vacant Housing Units
• Median Year Built
• Single-Family Homes
• Buildings With 2–4 Units
• Buildings With 5–19 Units
• Buildings With 20 or More Units
• Overcrowded: More Than 1 Person per Room (% of occupied housing units)
• Natural Gas Heat
• Electric Heat
• Other Heating Source

Mobility

• Median Year Moved In
• Share Moved Within Last Year (% of all residents)
• Moved Last Year: Within Cook County (% of all residents)
• Moved Last Year: From a Different Illinois County (% of all residents)
• Moved Last Year: From a Different State (% of all residents)
• Moved Last Year: From Abroad (% of all residents)

Environment

• Tree Canopy (Area-weighted)
• Impervious Surfaces (Area-weighted)
• Natural Open Surfaces (Area-weighted)
• Homes Without Air Conditioning

Transportation

• Drove Alone to Work
• Carpooled to Work
• Commuted by Public Transit
• Walked to Work
• Biked to Work
• Other Commute Mode
• Average Commute Time
• Average Vehicles per Household
• Households With No Vehicle

Technology Access

• K–12 Students Without a Computer and/or Internet
• College Students Without a Computer and/or Internet
• No Computer or Smartphone
• Smartphone Only, No Desktop or Laptop
• Desktop or Laptop Available
• Has Internet Access
• Cellular Data Plan Only
• Internet Access Without a Paid Subscription
• No Internet Access

Health Insurance & Disability

• Uninsured Residents
• Uninsured Children Under 19 (% of children under 19)
• Uninsured Adults Ages 19–64 (% of adults ages 19–64)
• Uninsured Adults Ages 65 and Older (% of adults 65 and older)
• Insured (Any Coverage)
• Employer-Based Insurance
• Direct-Purchase Insurance
• Health Insurance Coverage Types: Medicare
• Health Insurance Coverage Types: Medicaid
• Military Health Coverage (TRICARE / VA)
• Multiple Types of Insurance, Specific Types Unspecified
• Health Insurance Coverage Types: Uninsured
• Any Disability
• Ambulatory Disability
• Hearing Disability
• Vision Disability
• Cognitive Disability
• Self-Care Disability
• Independent Living Disability

Health

• Incidence of Health Problems: Arthritis
• High Blood Pressure
• Incidence of Health Problems: Cancer
• Incidence of Health Problems: Current Asthma
• Coronary Heart Disease
• COPD (Chronic Obstructive Pulmonary Disease)
• Incidence of Health Problems: Diabetes
• Incidence of Health Problems: High Cholesterol
• Incidence of Health Problems: Obesity
• Incidence of Health Problems: Stroke
• Lost All Natural Teeth
• Binge Drinking in Past 30 Days
• Current Cigarette Smoking
• No Leisure-Time Physical Activity
• Short Sleep Duration
• Fair or Poor Self-Reported Health
• Frequent Physical Distress
• Taking Medication for High Blood Pressure
• Routine Checkup in Past Year
• Cholesterol Check in Past 5 Years
• Up to Date on Colorectal Cancer Screening
• Dental Visit in Past Year
• Mammogram in Past 2 Years
• Medical Provider-Diagnosed Depression
• Frequent Mental Distress
• Lack of Social/Emotional Support
• Loneliness