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Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage) by District — New York City

Map and ranking of Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage) across New York City's 51 districts. Highest: District 44 (44.6%). Lowest: District 10 (7.3%). New York City avg: 23.8%.

All 8 Housing Costs & Affordability tables

Metric

Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage) · all 51 New York City districts · 2020–24

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Earlier releases not shown — comparable American Community Survey historical data are unavailable.

Citywide overview

All districts

New York City citywide · Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage) 23.8%

Highest district District 44: 44.6%

Lowest district District 10: 7.3%

Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage)

Avg 24%

7%26%45%

Highest district District 44

44.6%

New York City avg

23.8%

Lowest district District 10

7.3%

Note: Housing costs include gross rent for renters and selected monthly owner costs for owners, including costs beyond mortgage payments. Each percentage uses only units in the selected tenure and mortgage group with a computed ratio. Spending 50% or more is part of the 30% or more group.

Universe: Owner-occupied housing units with a mortgage and a computed housing-cost-to-income ratio · Geography: Census Block Group · Source: U.S. Census Bureau, American Community Survey 2020–2024 5-Year Estimates

District distribution Hover or click any dot to inspect

Min 7% 25th pct 19% Median 24% 75th pct 30% Max 45%

District ranking: Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage)

Excel

#1	District 44	Simcha Felder	44.6%	+20.8 pts
#2	District 43	Susan Zhuang	39.6%	+15.8 pts
#3	District 38	Alexa Avilés	34.5%	+10.6 pts
#4	District 17	Justin Sanchez	33.7%	+9.9 pts
#5	District 20	Sandra Ung	33%	+9.2 pts
#6	District 41	Darlene Mealy	33%	+9.1 pts
#7	District 24	James F. Gennaro	31.6%	+7.7 pts
#8	District 21	Shanel Thomas-Henry	31.5%	+7.7 pts
#9	District 18	Amanda Farías	31.1%	+7.3 pts
#10	District 42	Chris Banks	30.9%	+7.1 pts
#11	District 46	Mercedes Narcisse	30.5%	+6.7 pts
#12	District 48	Inna Vernikov	30.3%	+6.5 pts
#13	District 45	Farah N. Louis	29.8%	+6 pts
#14	District 28	Tyrell "Ty" Hankerson	29.6%	+5.8 pts
#15	District 36	Chi Ossé	28.8%	+5 pts
#16	District 30	Phil Wong	27.3%	+3.5 pts
#17	District 19	Vickie Paladino	27.1%	+3.3 pts
#18	District 22	Tiffany Cabán	26.1%	+2.3 pts
#19	District 26	Julie Won	25.9%	+2.1 pts
#20	District 37	Sandy Nurse	25.9%	+2.1 pts
#21	District 27	Deputy Speaker Dr. Nantasha Williams	25.7%	+1.9 pts
#22	District 13	Shirley Aldebol	25.4%	+1.6 pts
#23	District 12	Kevin C. Riley	24.7%	+0.9 pts
#24	District 51	Frank Morano	23.9%	+0.1 pts
#25	District 16	Althea Stevens	23.9%	+0 pts
#26	District 47	Kayla Santosuosso	23.7%	-0.2 pts
#27	District 31	Selvena N. Brooks-Powers	23.3%	-0.5 pts
#28	District 32	Joann Ariola	23%	-0.8 pts
#29	District 25	Shekar Krishnan	22.8%	-1 pts
#30	District 23	Linda Lee	22.6%	-1.2 pts
#31	District 34	Jennifer Gutiérrez	21.5%	-2.3 pts
#32	District 50	David Carr	20.5%	-3.3 pts
#33	District 49	Kamillah Hanks	20.4%	-3.4 pts
#34	District 9	Yusef Salaam	20.2%	-3.6 pts
#35	District 15	Oswald Feliz	19.8%	-4 pts
#36	District 1	Christopher Marte	19.6%	-4.2 pts
#37	District 11	Eric Dinowitz	19.4%	-4.4 pts
#38	District 14	Pierina Ana Sanchez	19.3%	-4.5 pts
#39	District 35	Crystal Hudson	18.4%	-5.4 pts
#40	District 2	Harvey Epstein	18.4%	-5.4 pts
#41	District 6	Gale A. Brewer	17.9%	-5.9 pts
#42	District 29	Lynn Schulman	17.9%	-6 pts
#43	District 40	Rita Joseph	17.4%	-6.4 pts
#44	District 8	Elsie Encarnacion	17.3%	-6.6 pts
#45	District 33	Lincoln Restler	16.6%	-7.2 pts
#46	District 4	Virginia Maloney	15.7%	-8.1 pts
#47	District 39	Shahana Hanif	15.1%	-8.7 pts
#48	District 7	Majority Leader Shaun Abreu	14%	-9.8 pts
#49	District 3	Carl Wilson	13.4%	-10.4 pts
#50	District 5	Speaker Julie Menin	13.3%	-10.5 pts
#51	District 10	Carmen De La Rosa	7.3%	-16.6 pts

All 399 district maps

Basic Demographics

• Hispanic Residents
• White Residents
• Black Residents
• Asian Residents
• Other Race/Ethnicity Residents
• Less Than High School
• High School or GED
• Some College
• Bachelor's Degree
• Graduate Degree
• Bachelor's Degree or Higher
• Population
• Total Households
• Population Density
• Veteran (% of civilian adults 18+)
• Veteran Status: Post-9/11 Gulf War Era (% of veterans)
• Veteran Status: Pre-9/11 Gulf War Era Only (% of veterans)
• Veteran Status: Vietnam Era (% of veterans)
• Veteran Status: Korean War (% of veterans)
• Veteran Status: Other / Peacetime Service (% of veterans)

Households & Families

• Average Household Size
• Never-Married Residents
• Married Residents
• Separated Residents
• Divorced Residents
• Widowed Residents
• Married-Couple Households
• Unmarried-Couple Households
• One-Person Households
• Other Household Types
• Children in Married-Couple Households
• Children in Unmarried-Couple Households
• Children in Single-Mother Households
• Children in Single-Father Households

Immigration

• U.S.-Born Residents
• Foreign-Born Residents (% of all residents)
• Foreign-Born Naturalized Citizens (% of all residents)
• Foreign-Born Noncitizens (% of all residents)

Country of Birth

• Dominican Republic (% of all residents)
• China / Hong Kong (% of all residents)
• Jamaica (% of all residents)
• Mexico (% of all residents)
• Guyana (% of all residents)
• Ecuador (% of all residents)
• Bangladesh (% of all residents)
• Haiti (% of all residents)
• Trinidad Tobago (% of all residents)
• Colombia (% of all residents)
• India (% of all residents)
• Ukraine (% of all residents)
• Philippines (% of all residents)
• Russia (% of all residents)
• Korea (% of all residents)
• Poland (% of all residents)
• Italy (% of all residents)
• Pakistan (% of all residents)
• Ghana (% of all residents)
• United Kingdom (% of all residents)
• El Salvador (% of all residents)
• Uzbekistan (% of all residents)
• Honduras (% of all residents)
• Guatemala (% of all residents)
• Peru (% of all residents)
• Canada (% of all residents)
• Nigeria (% of all residents)
• Egypt (% of all residents)
• Albania (% of all residents)
• Taiwan (% of all residents)
• France (% of all residents)
• Barbados (% of all residents)
• Israel (% of all residents)
• Japan (% of all residents)
• Grenada (% of all residents)
• Greece (% of all residents)
• Brazil (% of all residents)
• St Vincent (% of all residents)
• Nepal (% of all residents)
• Belarus (% of all residents)
• Yemen (% of all residents)
• Georgia (% of all residents)
• St Lucia (% of all residents)
• Malaysia (% of all residents)

Language

• Speak Only English at Home
• Speak a Language Other Than English at Home
• Speak Spanish at Home
• Speak French, Haitian, or Cajun at Home
• Speak German or Other West Germanic at Home
• Speak Russian, Polish, or Other Slavic at Home
• Speak Other Indo-European Language at Home
• Speak Korean at Home
• Speak Chinese at Home (incl. Mandarin, Cantonese)
• Speak Vietnamese at Home
• Speak Tagalog at Home (incl. Filipino)
• Speak Other Asian or Pacific Island Language at Home
• Speak Arabic at Home
• Speak Other Languages at Home
• Native English Speaker or Speaks English Very Well
• Combined Speaks English Less Than Very Well (% of residents age 5+)
• Speaks English Well (% of residents age 5+)
• Speaks English Not Well (% of residents age 5+)
• Does Not Speak English (% of residents age 5+)

Household Income

• Average Household Income
• Per Capita Income
• 10th Percentile Household Income
• 25th Percentile Household Income
• Median Household Income
• 75th Percentile Household Income
• 90th Percentile Household Income

Poverty

• Below the Poverty Line
• Below 200% of the Poverty Line
• Below 50% of the Poverty Line

Material Hardship

• Food Insecurity
• Housing Insecurity
• Transportation Barriers
• Threatened Utility Shutoff

Employment

• 25-54 Year Old Employment Status: In the Labor Force
• 25-54 Year Old Employment Status: Employed
• 25-54 Year Old Employment Status: Unemployed
• 25-54 Year Old Employment Status: Unemployment Rate (% of the civilian labor force)
• 25-54 Year Old Employment Status: Not in the Labor Force

Occupation

• Occupation: Management, Business, Science & Arts
• Occupation: Management Occupations
• Occupation: Business & Financial Operations
• Occupation: Computer & Mathematical
• Occupation: Architecture & Engineering
• Occupation: Life, Physical & Social Science
• Occupation: Community & Social Service
• Occupation: Legal Occupations
• Occupation: Education, Training & Library
• Occupation: Arts, Design, Entertainment, Sports & Media
• Occupation: Health Diagnosing & Treating Practitioners
• Occupation: Health Technologists & Technicians
• Occupation: Service
• Occupation: Healthcare Support
• Occupation: Protective Service
• Occupation: Food Preparation & Serving
• Occupation: Building & Grounds Cleaning & Maintenance
• Occupation: Personal Care & Service
• Occupation: Sales & Office
• Occupation: Sales & Related
• Occupation: Office & Administrative Support
• Occupation: Natural Resources, Construction & Maintenance
• Occupation: Farming, Fishing & Forestry
• Occupation: Construction & Extraction
• Occupation: Installation, Maintenance & Repair
• Occupation: Production, Transportation & Material Moving
• Occupation: Production Occupations
• Occupation: Transportation Occupations
• Occupation: Material Moving Occupations

Industry

• Industry: Agriculture, Forestry, Fishing & Mining
• Industry: Agriculture, Forestry, Fishing & Hunting
• Industry: Mining, Quarrying & Oil and Gas Extraction
• Industry: Construction
• Industry: Manufacturing
• Industry: Wholesale Trade
• Industry: Retail Trade
• Industry: Transportation, Warehousing & Utilities
• Industry: Transportation & Warehousing
• Industry: Utilities
• Industry: Information
• Industry: Finance, Insurance & Real Estate
• Industry: Finance & Insurance
• Industry: Real Estate & Rental and Leasing
• Industry: Professional, Scientific & Management Services
• Industry: Professional, Scientific & Technical Services
• Industry: Management of Companies & Enterprises
• Industry: Administrative, Support & Waste Management Services
• Industry: Education, Health Care & Social Assistance
• Industry: Educational Services
• Industry: Health Care & Social Assistance
• Industry: Arts, Entertainment, Recreation & Food Services
• Industry: Arts, Entertainment & Recreation
• Industry: Accommodation & Food Services
• Industry: Other Services
• Industry: Public Administration

Work & Earnings

• Average Earnings of Full-Time, Year-Round Workers
• Private Company Employee
• Self-Employed Workers
• Nonprofit Employees
• Government Employees
• Unpaid Family Worker
• Full-Time, Year-Round
• Part-Time or Part-Year
• Average FT Earnings
• 10th Percentile FT Earnings
• 25th Percentile FT Earnings
• Median FT Earnings
• 75th Percentile FT Earnings
• 90th Percentile FT Earnings
• Average PT Earnings
• 10th Percentile PT Earnings
• 25th Percentile PT Earnings
• Median PT Earnings
• 75th Percentile PT Earnings
• 90th Percentile PT Earnings
• Average Earnings
• 10th Percentile Earnings
• 25th Percentile Earnings
• Median Earnings
• 75th Percentile Earnings
• 90th Percentile Earnings

Economic Mobility

• Adult Outcomes: Household income at age 35
• Adult Outcomes: Household income rank (percentile)
• Adult Outcomes: Share reaching the top 20% of household income
• Adult Outcomes: Individual income at age 35
• Adult Outcomes: Fraction married
• Adult Outcomes: Employment rate
• Adult Outcomes: Incarceration rate
• Lower-Income Families: Household income at age 35
• Lower-Income Families: Household income rank (percentile)
• Lower-Income Families: Share reaching the top 20% of household income
• Lower-Income Families: Individual income at age 35
• Geographic Mobility: Stayed in the greater New York City area
• Geographic Mobility: Stayed in the same small immediate neighborhood area

Local Jobs and Businesses

• Firm Size: Fewer Than 50 Employees
• All Jobs Located in District
• Jobs Held by Residents of the Same District
• Jobs Held by Residents of Another District
• Employed Residents Working in Their Own District
• Employed Residents Working Outside Their District

Industry of Local Jobs

• Agriculture, Forestry, Fishing & Mining
• Mining, Quarrying & Oil and Gas Extraction
• Construction
• Manufacturing
• Wholesale Trade
• Retail Trade
• Transportation, Warehousing & Utilities
• Utilities
• Transportation & Warehousing
• Information
• Finance, Insurance & Real Estate
• Finance & Insurance
• Real Estate & Rental and Leasing
• Professional, Scientific & Management Services
• Professional, Scientific & Technical Services
• Management of Companies & Enterprises
• Administrative, Support & Waste Management Services
• Education, Health Care & Social Assistance
• Educational Services
• Health Care & Social Assistance
• Arts, Entertainment, Recreation & Food Services
• Arts, Entertainment & Recreation
• Accommodation & Food Services
• Other Services
• Public Administration

Students

• Enrolled in K-12 (% of all residents)
• Public School (% of K–12 enrollees)
• Private School (% of K–12 enrollees)
• Enrolled in College (% of all residents)
• Public College or University (% of college enrollees)
• Private College or University (% of college enrollees)

Owners & Renters

• Owner-Occupied Housing (Households)
• Renter-Occupied Housing (Households)
• Owner-Occupied Housing (Residents)
• Renter-Occupied Housing (Residents)

Overall Housing Costs

• Cost Burdened: Spending 30% or More on Housing
• Severely Cost Burdened: Spending 50% or More on Housing
• Cost Burdened: Spending 30% or More on Housing (Renters)
• Severely Cost Burdened: Spending 50% or More on Housing (Renters)
• Cost Burdened: Spending 30% or More on Housing (Owners)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners)
• Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage)
• Cost Burdened: Spending 30% or More on Housing (Owners without a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners without a mortgage)
• 10th Percentile Monthly Housing Costs
• 25th Percentile Monthly Housing Costs
• Median Monthly Housing Costs
• 75th Percentile Monthly Housing Costs
• 90th Percentile Monthly Housing Costs

Renter Housing Costs

• Average Rent + Utilities
• 10th Percentile Rent + Utilities
• 25th Percentile Rent + Utilities
• Median Rent + Utilities
• 75th Percentile Rent + Utilities
• 90th Percentile Rent + Utilities
• Average Rent
• 10th Percentile Rent
• 25th Percentile Rent
• Median Rent
• 75th Percentile Rent
• 90th Percentile Rent

Homeowner Housing Costs

• Average Monthly Owner Costs (With Mortgage)
• 10th Percentile Monthly Owner Costs (With Mortgage)
• 25th Percentile Monthly Owner Costs (With Mortgage)
• Median Monthly Owner Costs (With Mortgage)
• 75th Percentile Monthly Owner Costs (With Mortgage)
• 90th Percentile Monthly Owner Costs (With Mortgage)
• Monthly Homeowner Costs Without a Mortgage: Average Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 10th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 25th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: Median Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 75th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 90th Percentile Monthly Owner Costs
• Home Values: Average Home Value
• 10th Percentile Home Value
• 25th Percentile Home Value
• Median Home Value
• 75th Percentile Home Value
• 90th Percentile Home Value

Federal Housing Assistance

• All HUD-Subsidized Units (% of housing units)
• Housing Choice Vouchers (% of housing units)
• Public Housing (% of housing units)
• Project-Based Section 8 (% of housing units)
• Other Project-Based Programs (% of housing units)
• Average Household Income
• Average Tenant-Paid Rent
• Average Monthly Government Spending
• Below 30% of Area Median Income
• HUD Recipient Households With Children
• HUD Recipient Households Where the Head or Spouse Has a Disability

Housing Stock

• Overall Vacancy Rate
• Rental Vacancy Rate (% of rental units)
• Owner Vacancy Rate (% of owner units)
• Occupied Housing Units
• Vacant Housing Units
• Median Year Built
• Single-Family Homes
• Buildings With 2–4 Units
• Buildings With 5–19 Units
• Buildings With 20 or More Units
• Overcrowded: More Than 1 Person per Room (% of occupied housing units)
• Natural Gas Heat
• Electric Heat
• Other Heating Source

Mobility

• Median Year Moved In
• Share Moved Within Last Year (% of all residents)
• Moved Last Year: Within the Same Borough (% of all residents)
• Moved Last Year: From a Different New York County (% of all residents)
• Moved Last Year: From a Different State (% of all residents)
• Moved Last Year: From Abroad (% of all residents)

Environment

• Tree Canopy (Area-weighted)
• Impervious Surfaces (Area-weighted)
• Natural Open Surfaces (Area-weighted)
• Homes Without Air Conditioning

Transportation

• Drove Alone to Work
• Carpooled to Work
• Commuted by Public Transit
• Walked to Work
• Biked to Work
• Other Commute Mode
• Average Commute Time
• Average Vehicles per Household
• Households With No Vehicle

Technology Access

• K–12 Students Without a Computer and/or Internet
• College Students Without a Computer and/or Internet
• No Computer or Smartphone
• Smartphone Only, No Desktop or Laptop
• Desktop or Laptop Available
• Has Internet Access
• Cellular Data Plan Only
• Internet Access Without a Paid Subscription
• No Internet Access

Health Insurance & Disability

• Uninsured Residents
• Uninsured Children Under 19 (% of children under 19)
• Uninsured Adults Ages 19–64 (% of adults ages 19–64)
• Uninsured Adults Ages 65 and Older (% of adults 65 and older)
• Insured (Any Coverage)
• Employer-Based Insurance
• Direct-Purchase Insurance
• Health Insurance Coverage Types: Medicare
• Health Insurance Coverage Types: Medicaid
• Military Health Coverage (TRICARE / VA)
• Multiple Types of Insurance, Specific Types Unspecified
• Health Insurance Coverage Types: Uninsured
• Any Disability
• Ambulatory Disability
• Hearing Disability
• Vision Disability
• Cognitive Disability
• Self-Care Disability
• Independent Living Disability

Health

• Incidence of Health Problems: Arthritis
• High Blood Pressure
• Incidence of Health Problems: Cancer
• Incidence of Health Problems: Current Asthma
• Coronary Heart Disease
• COPD (Chronic Obstructive Pulmonary Disease)
• Incidence of Health Problems: Diabetes
• Incidence of Health Problems: High Cholesterol
• Incidence of Health Problems: Obesity
• Incidence of Health Problems: Stroke
• Lost All Natural Teeth
• Binge Drinking in Past 30 Days
• Current Cigarette Smoking
• No Leisure-Time Physical Activity
• Short Sleep Duration
• Fair or Poor Self-Reported Health
• Frequent Physical Distress
• Taking Medication for High Blood Pressure
• Routine Checkup in Past Year
• Cholesterol Check in Past 5 Years
• Up to Date on Colorectal Cancer Screening
• Dental Visit in Past Year
• Mammogram in Past 2 Years
• Medical Provider-Diagnosed Depression
• Frequent Mental Distress
• Lack of Social/Emotional Support
• Loneliness