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25th Percentile Monthly Owner Costs (With Mortgage) by District — New York City

Map and ranking of 25th Percentile Monthly Owner Costs (With Mortgage) across New York City's 51 districts. Highest: District 1 ($3,475). Lowest: District 16 ($1,523). New York City avg: $2,341. Data: 2020–2024.

All 8 Housing Costs & Affordability tables

Metric

25th Percentile Monthly Owner Costs (With Mortgage) · all 51 New York City districts · 2020–24

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Year

2020–2024 5-year ACS estimate.

Citywide overview

All districts

New York City citywide · 25th Percentile Monthly Owner Costs (With Mortgage) $2,341

Highest district District 1: $3,475

Lowest district District 16: $1,523

25th Percentile Monthly Owner Costs (With Mortgage)

Avg $2.3k

$1.5k$2.5k$3.5k

Highest district District 1

$3,475

New York City avg

$2,341

Lowest district District 16

$1,523

Note: Selected monthly owner costs include real estate taxes; fire, hazard, and flood insurance; electricity, gas, water and sewer; other fuels; and, where applicable, homeowners association or condominium fees. For mobile homes, they also include site rent, personal-property taxes, registration, and license fees. Mortgage and other property-backed debt payments are excluded. Percentiles are estimated from the Census's cost brackets. If a percentile of monthly owner costs is above a certain amount, the Census Bureau does not release the specific value, so we show “Over” that amount. That cutoff was $3,000 in 2010–14 ($3,975 in 2024 dollars). It has been $4,000 since 2015–19, so it is worth less in later releases: $4,908 in 2024 dollars for 2015–19.

Universe: Owner-occupied housing units with a mortgage · Geography: Census Block Group · Source: U.S. Census Bureau, American Community Survey 2020–2024 5-Year Estimates

District distribution Hover or click any dot to inspect

Min $1.5k 25th pct $2.1k Median $2.4k 75th pct $2.6k Max $3.5k

District ranking: 25th Percentile Monthly Owner Costs (With Mortgage) (2020–24)

Excel

#1	District 1	Christopher Marte	$3,475	+$1,134
#2	District 33	Lincoln Restler	$3,303	+$962
#3	District 4	Virginia Maloney	$3,220	+$879
#4	District 6	Gale A. Brewer	$3,009	+$668
#5	District 44	Simcha Felder	$2,977	+$636
#6	District 3	Carl Wilson	$2,918	+$577
#7	District 39	Shahana Hanif	$2,910	+$569
#8	District 5	Speaker Julie Menin	$2,851	+$510
#9	District 36	Chi Ossé	$2,818	+$477
#10	District 34	Jennifer Gutiérrez	$2,806	+$465
#11	District 2	Harvey Epstein	$2,775	+$434
#12	District 38	Alexa Avilés	$2,715	+$374
#13	District 13	Shirley Aldebol	$2,577	+$236
#14	District 30	Phil Wong	$2,569	+$228
#15	District 21	Shanel Thomas-Henry	$2,530	+$189
#16	District 31	Selvena N. Brooks-Powers	$2,530	+$189
#17	District 46	Mercedes Narcisse	$2,524	+$183
#18	District 27	Deputy Speaker Dr. Nantasha Williams	$2,486	+$145
#19	District 43	Susan Zhuang	$2,472	+$131
#20	District 19	Vickie Paladino	$2,467	+$126
#21	District 40	Rita Joseph	$2,408	+$67
#22	District 45	Farah N. Louis	$2,384	+$43
#23	District 35	Crystal Hudson	$2,383	+$42
#24	District 50	David Carr	$2,367	+$26
#25	District 51	Frank Morano	$2,361	+$20
#26	District 41	Darlene Mealy	$2,360	+$19
#27	District 32	Joann Ariola	$2,356	+$15
#28	District 22	Tiffany Cabán	$2,354	+$13
#29	District 9	Yusef Salaam	$2,343	+$2
#30	District 7	Majority Leader Shaun Abreu	$2,334	-$7
#31	District 28	Tyrell "Ty" Hankerson	$2,327	-$14
#32	District 37	Sandy Nurse	$2,316	-$25
#33	District 47	Kayla Santosuosso	$2,283	-$58
#34	District 42	Chris Banks	$2,174	-$167
#35	District 26	Julie Won	$2,129	-$212
#36	District 48	Inna Vernikov	$2,121	-$220
#37	District 49	Kamillah Hanks	$2,112	-$229
#38	District 17	Justin Sanchez	$2,059	-$282
#39	District 23	Linda Lee	$2,056	-$285
#40	District 8	Elsie Encarnacion	$2,043	-$298
#41	District 18	Amanda Farías	$2,032	-$309
#42	District 12	Kevin C. Riley	$2,031	-$310
#43	District 20	Sandra Ung	$2,023	-$318
#44	District 24	James F. Gennaro	$1,894	-$447
#45	District 10	Carmen De La Rosa	$1,801	-$540
#46	District 29	Lynn Schulman	$1,738	-$604
#47	District 15	Oswald Feliz	$1,734	-$607
#48	District 11	Eric Dinowitz	$1,703	-$638
#49	District 14	Pierina Ana Sanchez	$1,640	-$701
#50	District 25	Shekar Krishnan	$1,614	-$728
#51	District 16	Althea Stevens	$1,523	-$818

All 399 district maps

Basic Demographics

• Hispanic Residents
• White Residents
• Black Residents
• Asian Residents
• Other Race/Ethnicity Residents
• Less Than High School
• High School or GED
• Some College
• Bachelor's Degree
• Graduate Degree
• Bachelor's Degree or Higher
• Population
• Total Households
• Population Density
• Veteran (% of civilian adults 18+)
• Veteran Status: Post-9/11 Gulf War Era (% of veterans)
• Veteran Status: Pre-9/11 Gulf War Era Only (% of veterans)
• Veteran Status: Vietnam Era (% of veterans)
• Veteran Status: Korean War (% of veterans)
• Veteran Status: Other / Peacetime Service (% of veterans)

Households & Families

• Average Household Size
• Never-Married Residents
• Married Residents
• Separated Residents
• Divorced Residents
• Widowed Residents
• Married-Couple Households
• Unmarried-Couple Households
• One-Person Households
• Other Household Types
• Children in Married-Couple Households
• Children in Unmarried-Couple Households
• Children in Single-Mother Households
• Children in Single-Father Households

Immigration

• U.S.-Born Residents
• Foreign-Born Residents (% of all residents)
• Foreign-Born Naturalized Citizens (% of all residents)
• Foreign-Born Noncitizens (% of all residents)

Country of Birth

• Dominican Republic (% of all residents)
• China / Hong Kong (% of all residents)
• Jamaica (% of all residents)
• Mexico (% of all residents)
• Guyana (% of all residents)
• Ecuador (% of all residents)
• Bangladesh (% of all residents)
• Haiti (% of all residents)
• Trinidad Tobago (% of all residents)
• Colombia (% of all residents)
• India (% of all residents)
• Ukraine (% of all residents)
• Philippines (% of all residents)
• Russia (% of all residents)
• Korea (% of all residents)
• Poland (% of all residents)
• Italy (% of all residents)
• Pakistan (% of all residents)
• Ghana (% of all residents)
• United Kingdom (% of all residents)
• El Salvador (% of all residents)
• Uzbekistan (% of all residents)
• Honduras (% of all residents)
• Guatemala (% of all residents)
• Peru (% of all residents)
• Canada (% of all residents)
• Nigeria (% of all residents)
• Egypt (% of all residents)
• Albania (% of all residents)
• Taiwan (% of all residents)
• France (% of all residents)
• Barbados (% of all residents)
• Israel (% of all residents)
• Japan (% of all residents)
• Grenada (% of all residents)
• Greece (% of all residents)
• Brazil (% of all residents)
• St Vincent (% of all residents)
• Nepal (% of all residents)
• Belarus (% of all residents)
• Yemen (% of all residents)
• Georgia (% of all residents)
• St Lucia (% of all residents)
• Malaysia (% of all residents)

Language

• Speak Only English at Home
• Speak a Language Other Than English at Home
• Speak Spanish at Home
• Speak French, Haitian, or Cajun at Home
• Speak German or Other West Germanic at Home
• Speak Russian, Polish, or Other Slavic at Home
• Speak Other Indo-European Language at Home
• Speak Korean at Home
• Speak Chinese at Home (incl. Mandarin, Cantonese)
• Speak Vietnamese at Home
• Speak Tagalog at Home (incl. Filipino)
• Speak Other Asian or Pacific Island Language at Home
• Speak Arabic at Home
• Speak Other Languages at Home
• Native English Speaker or Speaks English Very Well
• Combined Speaks English Less Than Very Well (% of residents age 5+)
• Speaks English Well (% of residents age 5+)
• Speaks English Not Well (% of residents age 5+)
• Does Not Speak English (% of residents age 5+)

Household Income

• Average Household Income
• Per Capita Income
• 10th Percentile Household Income
• 25th Percentile Household Income
• Median Household Income
• 75th Percentile Household Income
• 90th Percentile Household Income

Poverty

• Below the Poverty Line
• Below 200% of the Poverty Line
• Below 50% of the Poverty Line

Material Hardship

• Food Insecurity
• Housing Insecurity
• Transportation Barriers
• Threatened Utility Shutoff

Employment

• 25-54 Year Old Employment Status: In the Labor Force
• 25-54 Year Old Employment Status: Employed
• 25-54 Year Old Employment Status: Unemployed
• 25-54 Year Old Employment Status: Unemployment Rate (% of the civilian labor force)
• 25-54 Year Old Employment Status: Not in the Labor Force

Occupation

• Occupation: Management, Business, Science & Arts
• Occupation: Management Occupations
• Occupation: Business & Financial Operations
• Occupation: Computer & Mathematical
• Occupation: Architecture & Engineering
• Occupation: Life, Physical & Social Science
• Occupation: Community & Social Service
• Occupation: Legal Occupations
• Occupation: Education, Training & Library
• Occupation: Arts, Design, Entertainment, Sports & Media
• Occupation: Health Diagnosing & Treating Practitioners
• Occupation: Health Technologists & Technicians
• Occupation: Service
• Occupation: Healthcare Support
• Occupation: Protective Service
• Occupation: Food Preparation & Serving
• Occupation: Building & Grounds Cleaning & Maintenance
• Occupation: Personal Care & Service
• Occupation: Sales & Office
• Occupation: Sales & Related
• Occupation: Office & Administrative Support
• Occupation: Natural Resources, Construction & Maintenance
• Occupation: Farming, Fishing & Forestry
• Occupation: Construction & Extraction
• Occupation: Installation, Maintenance & Repair
• Occupation: Production, Transportation & Material Moving
• Occupation: Production Occupations
• Occupation: Transportation Occupations
• Occupation: Material Moving Occupations

Industry

• Industry: Agriculture, Forestry, Fishing & Mining
• Industry: Agriculture, Forestry, Fishing & Hunting
• Industry: Mining, Quarrying & Oil and Gas Extraction
• Industry: Construction
• Industry: Manufacturing
• Industry: Wholesale Trade
• Industry: Retail Trade
• Industry: Transportation, Warehousing & Utilities
• Industry: Transportation & Warehousing
• Industry: Utilities
• Industry: Information
• Industry: Finance, Insurance & Real Estate
• Industry: Finance & Insurance
• Industry: Real Estate & Rental and Leasing
• Industry: Professional, Scientific & Management Services
• Industry: Professional, Scientific & Technical Services
• Industry: Management of Companies & Enterprises
• Industry: Administrative, Support & Waste Management Services
• Industry: Education, Health Care & Social Assistance
• Industry: Educational Services
• Industry: Health Care & Social Assistance
• Industry: Arts, Entertainment, Recreation & Food Services
• Industry: Arts, Entertainment & Recreation
• Industry: Accommodation & Food Services
• Industry: Other Services
• Industry: Public Administration

Work & Earnings

• Average Earnings of Full-Time, Year-Round Workers
• Private Company Employee
• Self-Employed Workers
• Nonprofit Employees
• Government Employees
• Unpaid Family Worker
• Full-Time, Year-Round
• Part-Time or Part-Year
• Average FT Earnings
• 10th Percentile FT Earnings
• 25th Percentile FT Earnings
• Median FT Earnings
• 75th Percentile FT Earnings
• 90th Percentile FT Earnings
• Average PT Earnings
• 10th Percentile PT Earnings
• 25th Percentile PT Earnings
• Median PT Earnings
• 75th Percentile PT Earnings
• 90th Percentile PT Earnings
• Average Earnings
• 10th Percentile Earnings
• 25th Percentile Earnings
• Median Earnings
• 75th Percentile Earnings
• 90th Percentile Earnings

Economic Mobility

• Adult Outcomes: Household income at age 35
• Adult Outcomes: Household income rank (percentile)
• Adult Outcomes: Share reaching the top 20% of household income
• Adult Outcomes: Individual income at age 35
• Adult Outcomes: Fraction married
• Adult Outcomes: Employment rate
• Adult Outcomes: Incarceration rate
• Lower-Income Families: Household income at age 35
• Lower-Income Families: Household income rank (percentile)
• Lower-Income Families: Share reaching the top 20% of household income
• Lower-Income Families: Individual income at age 35
• Geographic Mobility: Stayed in the greater New York City area
• Geographic Mobility: Stayed in the same small immediate neighborhood area

Local Jobs and Businesses

• Firm Size: Fewer Than 50 Employees
• All Jobs Located in District
• Jobs Held by Residents of the Same District
• Jobs Held by Residents of Another District
• Employed Residents Working in Their Own District
• Employed Residents Working Outside Their District

Industry of Local Jobs

• Agriculture, Forestry, Fishing & Mining
• Mining, Quarrying & Oil and Gas Extraction
• Construction
• Manufacturing
• Wholesale Trade
• Retail Trade
• Transportation, Warehousing & Utilities
• Utilities
• Transportation & Warehousing
• Information
• Finance, Insurance & Real Estate
• Finance & Insurance
• Real Estate & Rental and Leasing
• Professional, Scientific & Management Services
• Professional, Scientific & Technical Services
• Management of Companies & Enterprises
• Administrative, Support & Waste Management Services
• Education, Health Care & Social Assistance
• Educational Services
• Health Care & Social Assistance
• Arts, Entertainment, Recreation & Food Services
• Arts, Entertainment & Recreation
• Accommodation & Food Services
• Other Services
• Public Administration

Students

• Enrolled in K-12 (% of all residents)
• Public School (% of K–12 enrollees)
• Private School (% of K–12 enrollees)
• Enrolled in College (% of all residents)
• Public College or University (% of college enrollees)
• Private College or University (% of college enrollees)

Owners & Renters

• Owner-Occupied Housing (Households)
• Renter-Occupied Housing (Households)
• Owner-Occupied Housing (Residents)
• Renter-Occupied Housing (Residents)

Overall Housing Costs

• Cost Burdened: Spending 30% or More on Housing
• Severely Cost Burdened: Spending 50% or More on Housing
• Cost Burdened: Spending 30% or More on Housing (Renters)
• Severely Cost Burdened: Spending 50% or More on Housing (Renters)
• Cost Burdened: Spending 30% or More on Housing (Owners)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners)
• Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage)
• Cost Burdened: Spending 30% or More on Housing (Owners without a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners without a mortgage)
• 10th Percentile Monthly Housing Costs
• 25th Percentile Monthly Housing Costs
• Median Monthly Housing Costs
• 75th Percentile Monthly Housing Costs
• 90th Percentile Monthly Housing Costs

Renter Housing Costs

• Average Rent + Utilities
• 10th Percentile Rent + Utilities
• 25th Percentile Rent + Utilities
• Median Rent + Utilities
• 75th Percentile Rent + Utilities
• 90th Percentile Rent + Utilities
• Average Rent
• 10th Percentile Rent
• 25th Percentile Rent
• Median Rent
• 75th Percentile Rent
• 90th Percentile Rent

Homeowner Housing Costs

• Average Monthly Owner Costs (With Mortgage)
• 10th Percentile Monthly Owner Costs (With Mortgage)
• 25th Percentile Monthly Owner Costs (With Mortgage)
• Median Monthly Owner Costs (With Mortgage)
• 75th Percentile Monthly Owner Costs (With Mortgage)
• 90th Percentile Monthly Owner Costs (With Mortgage)
• Monthly Homeowner Costs Without a Mortgage: Average Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 10th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 25th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: Median Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 75th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 90th Percentile Monthly Owner Costs
• Home Values: Average Home Value
• 10th Percentile Home Value
• 25th Percentile Home Value
• Median Home Value
• 75th Percentile Home Value
• 90th Percentile Home Value

Federal Housing Assistance

• All HUD-Subsidized Units (% of housing units)
• Housing Choice Vouchers (% of housing units)
• Public Housing (% of housing units)
• Project-Based Section 8 (% of housing units)
• Other Project-Based Programs (% of housing units)
• Average Household Income
• Average Tenant-Paid Rent
• Average Monthly Government Spending
• Below 30% of Area Median Income
• HUD Recipient Households With Children
• HUD Recipient Households Where the Head or Spouse Has a Disability

Housing Stock

• Overall Vacancy Rate
• Rental Vacancy Rate (% of rental units)
• Owner Vacancy Rate (% of owner units)
• Occupied Housing Units
• Vacant Housing Units
• Median Year Built
• Single-Family Homes
• Buildings With 2–4 Units
• Buildings With 5–19 Units
• Buildings With 20 or More Units
• Overcrowded: More Than 1 Person per Room (% of occupied housing units)
• Natural Gas Heat
• Electric Heat
• Other Heating Source

Mobility

• Median Year Moved In
• Share Moved Within Last Year (% of all residents)
• Moved Last Year: Within the Same Borough (% of all residents)
• Moved Last Year: From a Different New York County (% of all residents)
• Moved Last Year: From a Different State (% of all residents)
• Moved Last Year: From Abroad (% of all residents)

Environment

• Tree Canopy (Area-weighted)
• Impervious Surfaces (Area-weighted)
• Natural Open Surfaces (Area-weighted)
• Homes Without Air Conditioning

Transportation

• Drove Alone to Work
• Carpooled to Work
• Commuted by Public Transit
• Walked to Work
• Biked to Work
• Other Commute Mode
• Average Commute Time
• Average Vehicles per Household
• Households With No Vehicle

Technology Access

• K–12 Students Without a Computer and/or Internet
• College Students Without a Computer and/or Internet
• No Computer or Smartphone
• Smartphone Only, No Desktop or Laptop
• Desktop or Laptop Available
• Has Internet Access
• Cellular Data Plan Only
• Internet Access Without a Paid Subscription
• No Internet Access

Health Insurance & Disability

• Uninsured Residents
• Uninsured Children Under 19 (% of children under 19)
• Uninsured Adults Ages 19–64 (% of adults ages 19–64)
• Uninsured Adults Ages 65 and Older (% of adults 65 and older)
• Insured (Any Coverage)
• Employer-Based Insurance
• Direct-Purchase Insurance
• Health Insurance Coverage Types: Medicare
• Health Insurance Coverage Types: Medicaid
• Military Health Coverage (TRICARE / VA)
• Multiple Types of Insurance, Specific Types Unspecified
• Health Insurance Coverage Types: Uninsured
• Any Disability
• Ambulatory Disability
• Hearing Disability
• Vision Disability
• Cognitive Disability
• Self-Care Disability
• Independent Living Disability

Health

• Incidence of Health Problems: Arthritis
• High Blood Pressure
• Incidence of Health Problems: Cancer
• Incidence of Health Problems: Current Asthma
• Coronary Heart Disease
• COPD (Chronic Obstructive Pulmonary Disease)
• Incidence of Health Problems: Diabetes
• Incidence of Health Problems: High Cholesterol
• Incidence of Health Problems: Obesity
• Incidence of Health Problems: Stroke
• Lost All Natural Teeth
• Binge Drinking in Past 30 Days
• Current Cigarette Smoking
• No Leisure-Time Physical Activity
• Short Sleep Duration
• Fair or Poor Self-Reported Health
• Frequent Physical Distress
• Taking Medication for High Blood Pressure
• Routine Checkup in Past Year
• Cholesterol Check in Past 5 Years
• Up to Date on Colorectal Cancer Screening
• Dental Visit in Past Year
• Mammogram in Past 2 Years
• Medical Provider-Diagnosed Depression
• Frequent Mental Distress
• Lack of Social/Emotional Support
• Loneliness