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Average Monthly Owner Costs (With Mortgage) by District — New York City

Map and ranking of Average Monthly Owner Costs (With Mortgage) across New York City's 51 districts. Highest: District 1 ($6,459). Lowest: District 15 ($977). New York City avg: $3,760. Data: 2020–2024.

All 8 Housing Costs & Affordability tables

Metric

Average Monthly Owner Costs (With Mortgage) · all 51 New York City districts · 2020–24

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Year

2020–2024 5-year ACS estimate.

Citywide overview

All districts

New York City citywide · Average Monthly Owner Costs (With Mortgage) $3,760

Highest district District 1: $6,459

Lowest district District 15: $977

Average Monthly Owner Costs (With Mortgage)

Avg $3.8k

$977$3.7k$6.5k

Highest district District 1

$6,459

New York City avg

$3,760

Lowest district District 15

$977

Note: Selected monthly owner costs include real estate taxes; fire, hazard, and flood insurance; electricity, gas, water and sewer; other fuels; and, where applicable, homeowners association or condominium fees. For mobile homes, they also include site rent, personal-property taxes, registration, and license fees. Mortgage and other property-backed debt payments are excluded.

Universe: Owner-occupied housing units with a mortgage · Geography: Census Block Group · Source: U.S. Census Bureau, American Community Survey 2020–2024 5-Year Estimates

District distribution Hover or click any dot to inspect

Min $977 25th pct $3.1k Median $3.3k 75th pct $3.7k Max $6.5k

District ranking: Average Monthly Owner Costs (With Mortgage) (2020–24)

Excel

#1	District 1	Christopher Marte	$6,459	+$2,699
#2	District 4	Virginia Maloney	$6,199	+$2,439
#3	District 6	Gale A. Brewer	$5,775	+$2,015
#4	District 5	Speaker Julie Menin	$5,308	+$1,548
#5	District 2	Harvey Epstein	$5,258	+$1,497
#6	District 3	Carl Wilson	$5,146	+$1,386
#7	District 33	Lincoln Restler	$4,876	+$1,116
#8	District 39	Shahana Hanif	$4,856	+$1,096
#9	District 44	Simcha Felder	$4,606	+$846
#10	District 7	Majority Leader Shaun Abreu	$4,531	+$771
#11	District 38	Alexa Avilés	$3,958	+$198
#12	District 9	Yusef Salaam	$3,828	+$68
#13	District 43	Susan Zhuang	$3,815	+$55
#14	District 36	Chi Ossé	$3,677	-$83
#15	District 47	Kayla Santosuosso	$3,676	-$85
#16	District 34	Jennifer Gutiérrez	$3,675	-$85
#17	District 19	Vickie Paladino	$3,660	-$100
#18	District 35	Crystal Hudson	$3,632	-$128
#19	District 22	Tiffany Cabán	$3,597	-$164
#20	District 20	Sandra Ung	$3,398	-$362
#21	District 46	Mercedes Narcisse	$3,388	-$372
#22	District 30	Phil Wong	$3,375	-$385
#23	District 32	Joann Ariola	$3,374	-$387
#24	District 10	Carmen De La Rosa	$3,350	-$410
#25	District 21	Shanel Thomas-Henry	$3,330	-$430
#26	District 13	Shirley Aldebol	$3,323	-$437
#27	District 48	Inna Vernikov	$3,316	-$445
#28	District 31	Selvena N. Brooks-Powers	$3,297	-$464
#29	District 45	Farah N. Louis	$3,284	-$476
#30	District 51	Frank Morano	$3,259	-$501
#31	District 40	Rita Joseph	$3,188	-$572
#32	District 41	Darlene Mealy	$3,174	-$586
#33	District 50	David Carr	$3,169	-$591
#34	District 27	Deputy Speaker Dr. Nantasha Williams	$3,155	-$605
#35	District 23	Linda Lee	$3,150	-$610
#36	District 24	James F. Gennaro	$3,144	-$617
#37	District 42	Chris Banks	$3,087	-$673
#38	District 28	Tyrell "Ty" Hankerson	$3,085	-$675
#39	District 26	Julie Won	$3,051	-$709
#40	District 29	Lynn Schulman	$2,948	-$812
#41	District 12	Kevin C. Riley	$2,920	-$840
#42	District 49	Kamillah Hanks	$2,913	-$847
#43	District 37	Sandy Nurse	$2,879	-$881
#44	District 11	Eric Dinowitz	$2,834	-$926
#45	District 18	Amanda Farías	$2,792	-$968
#46	District 25	Shekar Krishnan	$2,667	-$1,093
#47	District 8	Elsie Encarnacion	$2,241	-$1,519
#48	District 17	Justin Sanchez	$1,924	-$1,837
#49	District 16	Althea Stevens	$1,692	-$2,068
#50	District 14	Pierina Ana Sanchez	$1,410	-$2,350
#51	District 15	Oswald Feliz	$977	-$2,784

All 399 district maps

Basic Demographics

• Hispanic Residents
• White Residents
• Black Residents
• Asian Residents
• Other Race/Ethnicity Residents
• Less Than High School
• High School or GED
• Some College
• Bachelor's Degree
• Graduate Degree
• Bachelor's Degree or Higher
• Population
• Total Households
• Population Density
• Veteran (% of civilian adults 18+)
• Veteran Status: Post-9/11 Gulf War Era (% of veterans)
• Veteran Status: Pre-9/11 Gulf War Era Only (% of veterans)
• Veteran Status: Vietnam Era (% of veterans)
• Veteran Status: Korean War (% of veterans)
• Veteran Status: Other / Peacetime Service (% of veterans)

Households & Families

• Average Household Size
• Never-Married Residents
• Married Residents
• Separated Residents
• Divorced Residents
• Widowed Residents
• Married-Couple Households
• Unmarried-Couple Households
• One-Person Households
• Other Household Types
• Children in Married-Couple Households
• Children in Unmarried-Couple Households
• Children in Single-Mother Households
• Children in Single-Father Households

Immigration

• U.S.-Born Residents
• Foreign-Born Residents (% of all residents)
• Foreign-Born Naturalized Citizens (% of all residents)
• Foreign-Born Noncitizens (% of all residents)

Country of Birth

• Dominican Republic (% of all residents)
• China / Hong Kong (% of all residents)
• Jamaica (% of all residents)
• Mexico (% of all residents)
• Guyana (% of all residents)
• Ecuador (% of all residents)
• Bangladesh (% of all residents)
• Haiti (% of all residents)
• Trinidad Tobago (% of all residents)
• Colombia (% of all residents)
• India (% of all residents)
• Ukraine (% of all residents)
• Philippines (% of all residents)
• Russia (% of all residents)
• Korea (% of all residents)
• Poland (% of all residents)
• Italy (% of all residents)
• Pakistan (% of all residents)
• Ghana (% of all residents)
• United Kingdom (% of all residents)
• El Salvador (% of all residents)
• Uzbekistan (% of all residents)
• Honduras (% of all residents)
• Guatemala (% of all residents)
• Peru (% of all residents)
• Canada (% of all residents)
• Nigeria (% of all residents)
• Egypt (% of all residents)
• Albania (% of all residents)
• Taiwan (% of all residents)
• France (% of all residents)
• Barbados (% of all residents)
• Israel (% of all residents)
• Japan (% of all residents)
• Grenada (% of all residents)
• Greece (% of all residents)
• Brazil (% of all residents)
• St Vincent (% of all residents)
• Nepal (% of all residents)
• Belarus (% of all residents)
• Yemen (% of all residents)
• Georgia (% of all residents)
• St Lucia (% of all residents)
• Malaysia (% of all residents)

Language

• Speak Only English at Home
• Speak a Language Other Than English at Home
• Speak Spanish at Home
• Speak French, Haitian, or Cajun at Home
• Speak German or Other West Germanic at Home
• Speak Russian, Polish, or Other Slavic at Home
• Speak Other Indo-European Language at Home
• Speak Korean at Home
• Speak Chinese at Home (incl. Mandarin, Cantonese)
• Speak Vietnamese at Home
• Speak Tagalog at Home (incl. Filipino)
• Speak Other Asian or Pacific Island Language at Home
• Speak Arabic at Home
• Speak Other Languages at Home
• Native English Speaker or Speaks English Very Well
• Combined Speaks English Less Than Very Well (% of residents age 5+)
• Speaks English Well (% of residents age 5+)
• Speaks English Not Well (% of residents age 5+)
• Does Not Speak English (% of residents age 5+)

Household Income

• Average Household Income
• Per Capita Income
• 10th Percentile Household Income
• 25th Percentile Household Income
• Median Household Income
• 75th Percentile Household Income
• 90th Percentile Household Income

Poverty

• Below the Poverty Line
• Below 200% of the Poverty Line
• Below 50% of the Poverty Line

Material Hardship

• Food Insecurity
• Housing Insecurity
• Transportation Barriers
• Threatened Utility Shutoff

Employment

• 25-54 Year Old Employment Status: In the Labor Force
• 25-54 Year Old Employment Status: Employed
• 25-54 Year Old Employment Status: Unemployed
• 25-54 Year Old Employment Status: Unemployment Rate (% of the civilian labor force)
• 25-54 Year Old Employment Status: Not in the Labor Force

Occupation

• Occupation: Management, Business, Science & Arts
• Occupation: Management Occupations
• Occupation: Business & Financial Operations
• Occupation: Computer & Mathematical
• Occupation: Architecture & Engineering
• Occupation: Life, Physical & Social Science
• Occupation: Community & Social Service
• Occupation: Legal Occupations
• Occupation: Education, Training & Library
• Occupation: Arts, Design, Entertainment, Sports & Media
• Occupation: Health Diagnosing & Treating Practitioners
• Occupation: Health Technologists & Technicians
• Occupation: Service
• Occupation: Healthcare Support
• Occupation: Protective Service
• Occupation: Food Preparation & Serving
• Occupation: Building & Grounds Cleaning & Maintenance
• Occupation: Personal Care & Service
• Occupation: Sales & Office
• Occupation: Sales & Related
• Occupation: Office & Administrative Support
• Occupation: Natural Resources, Construction & Maintenance
• Occupation: Farming, Fishing & Forestry
• Occupation: Construction & Extraction
• Occupation: Installation, Maintenance & Repair
• Occupation: Production, Transportation & Material Moving
• Occupation: Production Occupations
• Occupation: Transportation Occupations
• Occupation: Material Moving Occupations

Industry

• Industry: Agriculture, Forestry, Fishing & Mining
• Industry: Agriculture, Forestry, Fishing & Hunting
• Industry: Mining, Quarrying & Oil and Gas Extraction
• Industry: Construction
• Industry: Manufacturing
• Industry: Wholesale Trade
• Industry: Retail Trade
• Industry: Transportation, Warehousing & Utilities
• Industry: Transportation & Warehousing
• Industry: Utilities
• Industry: Information
• Industry: Finance, Insurance & Real Estate
• Industry: Finance & Insurance
• Industry: Real Estate & Rental and Leasing
• Industry: Professional, Scientific & Management Services
• Industry: Professional, Scientific & Technical Services
• Industry: Management of Companies & Enterprises
• Industry: Administrative, Support & Waste Management Services
• Industry: Education, Health Care & Social Assistance
• Industry: Educational Services
• Industry: Health Care & Social Assistance
• Industry: Arts, Entertainment, Recreation & Food Services
• Industry: Arts, Entertainment & Recreation
• Industry: Accommodation & Food Services
• Industry: Other Services
• Industry: Public Administration

Work & Earnings

• Average Earnings of Full-Time, Year-Round Workers
• Private Company Employee
• Self-Employed Workers
• Nonprofit Employees
• Government Employees
• Unpaid Family Worker
• Full-Time, Year-Round
• Part-Time or Part-Year
• Average FT Earnings
• 10th Percentile FT Earnings
• 25th Percentile FT Earnings
• Median FT Earnings
• 75th Percentile FT Earnings
• 90th Percentile FT Earnings
• Average PT Earnings
• 10th Percentile PT Earnings
• 25th Percentile PT Earnings
• Median PT Earnings
• 75th Percentile PT Earnings
• 90th Percentile PT Earnings
• Average Earnings
• 10th Percentile Earnings
• 25th Percentile Earnings
• Median Earnings
• 75th Percentile Earnings
• 90th Percentile Earnings

Economic Mobility

• Adult Outcomes: Household income at age 35
• Adult Outcomes: Household income rank (percentile)
• Adult Outcomes: Share reaching the top 20% of household income
• Adult Outcomes: Individual income at age 35
• Adult Outcomes: Fraction married
• Adult Outcomes: Employment rate
• Adult Outcomes: Incarceration rate
• Lower-Income Families: Household income at age 35
• Lower-Income Families: Household income rank (percentile)
• Lower-Income Families: Share reaching the top 20% of household income
• Lower-Income Families: Individual income at age 35
• Geographic Mobility: Stayed in the greater New York City area
• Geographic Mobility: Stayed in the same small immediate neighborhood area

Local Jobs and Businesses

• Firm Size: Fewer Than 50 Employees
• All Jobs Located in District
• Jobs Held by Residents of the Same District
• Jobs Held by Residents of Another District
• Employed Residents Working in Their Own District
• Employed Residents Working Outside Their District

Industry of Local Jobs

• Agriculture, Forestry, Fishing & Mining
• Mining, Quarrying & Oil and Gas Extraction
• Construction
• Manufacturing
• Wholesale Trade
• Retail Trade
• Transportation, Warehousing & Utilities
• Utilities
• Transportation & Warehousing
• Information
• Finance, Insurance & Real Estate
• Finance & Insurance
• Real Estate & Rental and Leasing
• Professional, Scientific & Management Services
• Professional, Scientific & Technical Services
• Management of Companies & Enterprises
• Administrative, Support & Waste Management Services
• Education, Health Care & Social Assistance
• Educational Services
• Health Care & Social Assistance
• Arts, Entertainment, Recreation & Food Services
• Arts, Entertainment & Recreation
• Accommodation & Food Services
• Other Services
• Public Administration

Students

• Enrolled in K-12 (% of all residents)
• Public School (% of K–12 enrollees)
• Private School (% of K–12 enrollees)
• Enrolled in College (% of all residents)
• Public College or University (% of college enrollees)
• Private College or University (% of college enrollees)

Owners & Renters

• Owner-Occupied Housing (Households)
• Renter-Occupied Housing (Households)
• Owner-Occupied Housing (Residents)
• Renter-Occupied Housing (Residents)

Overall Housing Costs

• Cost Burdened: Spending 30% or More on Housing
• Severely Cost Burdened: Spending 50% or More on Housing
• Cost Burdened: Spending 30% or More on Housing (Renters)
• Severely Cost Burdened: Spending 50% or More on Housing (Renters)
• Cost Burdened: Spending 30% or More on Housing (Owners)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners)
• Cost Burdened: Spending 30% or More on Housing (Owners with a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners with a mortgage)
• Cost Burdened: Spending 30% or More on Housing (Owners without a mortgage)
• Severely Cost Burdened: Spending 50% or More on Housing (Owners without a mortgage)
• 10th Percentile Monthly Housing Costs
• 25th Percentile Monthly Housing Costs
• Median Monthly Housing Costs
• 75th Percentile Monthly Housing Costs
• 90th Percentile Monthly Housing Costs

Renter Housing Costs

• Average Rent + Utilities
• 10th Percentile Rent + Utilities
• 25th Percentile Rent + Utilities
• Median Rent + Utilities
• 75th Percentile Rent + Utilities
• 90th Percentile Rent + Utilities
• Average Rent
• 10th Percentile Rent
• 25th Percentile Rent
• Median Rent
• 75th Percentile Rent
• 90th Percentile Rent

Homeowner Housing Costs

• Average Monthly Owner Costs (With Mortgage)
• 10th Percentile Monthly Owner Costs (With Mortgage)
• 25th Percentile Monthly Owner Costs (With Mortgage)
• Median Monthly Owner Costs (With Mortgage)
• 75th Percentile Monthly Owner Costs (With Mortgage)
• 90th Percentile Monthly Owner Costs (With Mortgage)
• Monthly Homeowner Costs Without a Mortgage: Average Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 10th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 25th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: Median Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 75th Percentile Monthly Owner Costs
• Monthly Homeowner Costs Without a Mortgage: 90th Percentile Monthly Owner Costs
• Home Values: Average Home Value
• 10th Percentile Home Value
• 25th Percentile Home Value
• Median Home Value
• 75th Percentile Home Value
• 90th Percentile Home Value

Federal Housing Assistance

• All HUD-Subsidized Units (% of housing units)
• Housing Choice Vouchers (% of housing units)
• Public Housing (% of housing units)
• Project-Based Section 8 (% of housing units)
• Other Project-Based Programs (% of housing units)
• Average Household Income
• Average Tenant-Paid Rent
• Average Monthly Government Spending
• Below 30% of Area Median Income
• HUD Recipient Households With Children
• HUD Recipient Households Where the Head or Spouse Has a Disability

Housing Stock

• Overall Vacancy Rate
• Rental Vacancy Rate (% of rental units)
• Owner Vacancy Rate (% of owner units)
• Occupied Housing Units
• Vacant Housing Units
• Median Year Built
• Single-Family Homes
• Buildings With 2–4 Units
• Buildings With 5–19 Units
• Buildings With 20 or More Units
• Overcrowded: More Than 1 Person per Room (% of occupied housing units)
• Natural Gas Heat
• Electric Heat
• Other Heating Source

Mobility

• Median Year Moved In
• Share Moved Within Last Year (% of all residents)
• Moved Last Year: Within the Same Borough (% of all residents)
• Moved Last Year: From a Different New York County (% of all residents)
• Moved Last Year: From a Different State (% of all residents)
• Moved Last Year: From Abroad (% of all residents)

Environment

• Tree Canopy (Area-weighted)
• Impervious Surfaces (Area-weighted)
• Natural Open Surfaces (Area-weighted)
• Homes Without Air Conditioning

Transportation

• Drove Alone to Work
• Carpooled to Work
• Commuted by Public Transit
• Walked to Work
• Biked to Work
• Other Commute Mode
• Average Commute Time
• Average Vehicles per Household
• Households With No Vehicle

Technology Access

• K–12 Students Without a Computer and/or Internet
• College Students Without a Computer and/or Internet
• No Computer or Smartphone
• Smartphone Only, No Desktop or Laptop
• Desktop or Laptop Available
• Has Internet Access
• Cellular Data Plan Only
• Internet Access Without a Paid Subscription
• No Internet Access

Health Insurance & Disability

• Uninsured Residents
• Uninsured Children Under 19 (% of children under 19)
• Uninsured Adults Ages 19–64 (% of adults ages 19–64)
• Uninsured Adults Ages 65 and Older (% of adults 65 and older)
• Insured (Any Coverage)
• Employer-Based Insurance
• Direct-Purchase Insurance
• Health Insurance Coverage Types: Medicare
• Health Insurance Coverage Types: Medicaid
• Military Health Coverage (TRICARE / VA)
• Multiple Types of Insurance, Specific Types Unspecified
• Health Insurance Coverage Types: Uninsured
• Any Disability
• Ambulatory Disability
• Hearing Disability
• Vision Disability
• Cognitive Disability
• Self-Care Disability
• Independent Living Disability

Health

• Incidence of Health Problems: Arthritis
• High Blood Pressure
• Incidence of Health Problems: Cancer
• Incidence of Health Problems: Current Asthma
• Coronary Heart Disease
• COPD (Chronic Obstructive Pulmonary Disease)
• Incidence of Health Problems: Diabetes
• Incidence of Health Problems: High Cholesterol
• Incidence of Health Problems: Obesity
• Incidence of Health Problems: Stroke
• Lost All Natural Teeth
• Binge Drinking in Past 30 Days
• Current Cigarette Smoking
• No Leisure-Time Physical Activity
• Short Sleep Duration
• Fair or Poor Self-Reported Health
• Frequent Physical Distress
• Taking Medication for High Blood Pressure
• Routine Checkup in Past Year
• Cholesterol Check in Past 5 Years
• Up to Date on Colorectal Cancer Screening
• Dental Visit in Past Year
• Mammogram in Past 2 Years
• Medical Provider-Diagnosed Depression
• Frequent Mental Distress
• Lack of Social/Emotional Support
• Loneliness